Let’s face it. No one looks forward to attending traffic school. After paying a substantial fine, you now have to pay to go traffic school and pay for traffic school itself (except at Best Online Traffic School). You’re probably asking yourself, should I go to traffic school? Is it worth it?
The short answer is yes!
Before we go over the benefits of attending traffic school, you should check whether you’re eligible for traffic school and that the California DMV licenses the school you plan to attend.
As everyone probably knows, getting a traffic citation is expensive. If you plead guilty, then you have to pay a massive fine. It only gets worse after, since it’s highly likely that your car insurance rates will go up after your citation. The insurance hike percentage varies depending on the type of violation, but a speeding ticket could increase your insurance rate by over 22%! That could mean paying hundreds of dollars more every year for car insurance.
Let’s take an example to illustrate this point:
Let’s say you pay $1,500 for your car insurance policy.
If you choose to pay your ticket and skip traffic school, your premiums can go up by as much as 15% for three years following the citation.
If this is your second infraction in a three year period, your premiums can increase by as much as 20%, and you will lose your Good Driver discount, adding another 20% (approximately as each insurance company gives a different discount) to your automobile insurance premium.
That means that your insurance payment for a traffic violation will range from $225 to $825 in the first year!
On the other hand,
If you go to traffic school, your premiums will not increase.
1. Hiding your ticket
If you are eligible to go to traffic school, then the most significant benefit of taking the option is that traffic school will hide your point from your public driving record (Motor Vehicle Record). The MVR is the driving record that insurance companies check when providing you with quotes. The DMV maintains a separate private record of your tickets, partly to track whether you’re eligible for traffic school.
2. Save on insurance
Going to traffic school means that your insurance company will not find out about your traffic ticket and your rates will be unaffected. An added benefit of attending traffic school is that it keeps your points down. As points accumulate, they have an amplified effect on your insurance rate and could also lead to the DMV suspending, canceling or revoking your license.
Some employers also run background checks on candidates. Having points on your driving record could hurt your chances of getting a driving-related job, or your employer may also view as a sign of irresponsibility.
4. Update your knowledge
A lesser discussed advantage of traffic school is students getting updated on the latest traffic. The course is also a refresher to safety and driving rules. It could help you become a better driver and prevent an accident in the future.
With advancements in technology, it’s become effortless to go to traffic school. You can take an online course at your convenience on any of your devices.
Remember to check your driving record a month or so after completing traffic school to confirm that your citation has not accidentally shown up. Click here for our step by step guide to checking your driving record.
Please keep mind; this is not legal advice. You should not rely on anything you read here to make decisions which may impact your life. We make every effort to provide complete and accurate information. However, we do not guarantee accuracy, completeness, timeliness or correct sequencing of the information.